{"id":20958,"date":"2025-10-08T15:47:54","date_gmt":"2025-10-08T08:47:54","guid":{"rendered":"https:\/\/fazz.com\/id\/?p=20958"},"modified":"2025-10-07T15:56:19","modified_gmt":"2025-10-07T08:56:19","slug":"apa-itu-rekber","status":"publish","type":"post","link":"https:\/\/fazz.com\/id\/newsroom\/billfazz\/apa-itu-rekber\/","title":{"rendered":"Apa Itu Rekber dan Fungsinya dalam Bisnis Online"},"content":{"rendered":"\n<p>Rekening bersama atau disingkat <em>rekber<\/em> adalah sistem pembayaran yang digunakan untuk menjaga keamanan transaksi antara penjual dan pembeli, khususnya dalam transaksi online. Dalam sistem ini, uang dari pembeli tidak langsung diterima oleh penjual, melainkan dititipkan terlebih dahulu kepada pihak ketiga yang berperan sebagai penengah atau mediator. Setelah barang diterima oleh pembeli dan transaksi dinyatakan sah, barulah dana diteruskan ke penjual.<\/p>\n\n\n\n<p>Rekber menjadi solusi bagi banyak orang yang bertransaksi secara daring, terutama ketika kedua belah pihak belum saling mengenal atau bertransaksi di luar platform e-commerce besar seperti Tokopedia atau Shopee. Dengan adanya pihak ketiga yang netral, potensi penipuan dapat diminimalkan secara signifikan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sistem-rekber-itu-bagaimana\"><strong>Sistem Rekber Itu Bagaimana?<\/strong><\/h2>\n\n\n\n<p>Sistem kerja rekber cukup sederhana. Berikut tahapannya:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Kesepakatan Transaksi:<\/strong> Pembeli dan penjual menyepakati harga dan detail barang\/jasa yang akan ditransaksikan.<\/li>\n\n\n\n<li><strong>Pembayaran ke Rekber:<\/strong> Pembeli mengirimkan uang ke rekening pihak ketiga (penyedia rekber).<\/li>\n\n\n\n<li><strong>Konfirmasi Pembayaran:<\/strong> Pihak rekber memberi tahu penjual bahwa pembayaran sudah diterima.<\/li>\n\n\n\n<li><strong>Pengiriman Barang:<\/strong> Penjual mengirimkan barang atau memberikan layanan kepada pembeli.<\/li>\n\n\n\n<li><strong>Konfirmasi Barang Diterima:<\/strong> Pembeli memastikan bahwa barang diterima dalam kondisi sesuai kesepakatan.<\/li>\n\n\n\n<li><strong>Pencairan Dana:<\/strong> Pihak rekber mengirimkan uang kepada penjual setelah pembeli menyatakan transaksi selesai.<\/li>\n<\/ol>\n\n\n\n<p>Proses ini memberikan rasa aman bagi kedua belah pihak. Pembeli tidak perlu khawatir uangnya hilang tanpa barang, dan penjual tidak perlu takut tidak dibayar setelah mengirim barang.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-contoh-rekber-di-indonesia\"><strong>Contoh Rekber di Indonesia<\/strong><\/h2>\n\n\n\n<p>Di Indonesia, sistem rekber awalnya populer di forum jual beli daring seperti Kaskus. Beberapa contoh layanan rekber yang pernah populer antara lain:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rekber Kaskus:<\/strong> Salah satu pionir sistem rekening bersama di Indonesia, digunakan oleh ribuan pengguna untuk transaksi aman.<\/li>\n\n\n\n<li><strong>Jasa Rekber Online Mandiri:<\/strong> Menyediakan layanan rekber untuk transaksi di luar marketplace.<\/li>\n\n\n\n<li><strong>Escrow Service di Marketplace:<\/strong> Misalnya, sistem \u201cSaldo\u201d di Tokopedia atau Shopee yang menahan dana sampai pembeli menerima barang.<\/li>\n<\/ul>\n\n\n\n<p>Kini, konsep rekber sudah banyak diadopsi oleh berbagai platform digital dan lembaga keuangan, termasuk sistem pembayaran digital berbasis <em>escrow<\/em> yang diatur oleh Bank Indonesia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bagaimana-cara-menggunakan-rekber\"><strong>Bagaimana Cara Menggunakan Rekber?<\/strong><\/h2>\n\n\n\n<p>Menggunakan jasa rekber cukup mudah, berikut langkah umumnya:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pilih penyedia rekber tepercaya.<\/strong> Pastikan mereka memiliki reputasi baik dan ulasan positif.<\/li>\n\n\n\n<li><strong>Isi formulir transaksi.<\/strong> Biasanya berisi data pembeli, penjual, dan detail barang.<\/li>\n\n\n\n<li><strong>Transfer dana ke rekening rekber.<\/strong> Pembeli mengirimkan uang sesuai nominal yang disepakati.<\/li>\n\n\n\n<li><strong>Penjual mengirim barang.<\/strong> Setelah konfirmasi dana diterima, penjual bisa segera mengirimkan pesanan.<\/li>\n\n\n\n<li><strong>Verifikasi penerimaan barang.<\/strong> Pembeli wajib mengonfirmasi bahwa barang diterima sesuai deskripsi.<\/li>\n\n\n\n<li><strong>Dana diteruskan ke penjual.<\/strong> Setelah transaksi selesai, pihak rekber mengirim uang ke penjual.<\/li>\n<\/ol>\n\n\n\n<p>Untuk keamanan, pastikan seluruh komunikasi dilakukan di platform resmi rekber dan hindari membagikan data pribadi di luar sistem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-apakah-rekber-itu-aman\"><strong>Apakah Rekber Itu Aman?<\/strong><\/h2>\n\n\n\n<p>Secara prinsip, rekber adalah sistem yang aman selama dijalankan oleh pihak terpercaya. Namun, terdapat beberapa hal yang perlu diperhatikan agar tidak tertipu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gunakan penyedia rekber resmi dan memiliki izin.<\/strong> Hindari transaksi dengan individu yang mengaku sebagai pihak ketiga tanpa bukti kejelasan.<\/li>\n\n\n\n<li><strong>Periksa testimoni pengguna lain.<\/strong> Lihat ulasan di media sosial atau forum online.<\/li>\n\n\n\n<li><strong>Pastikan rekening tujuan benar-benar atas nama penyedia rekber.<\/strong><\/li>\n\n\n\n<li><strong>Hindari komunikasi di luar platform.<\/strong> Banyak kasus penipuan terjadi karena pembeli atau penjual bertransaksi di luar sistem resmi.<\/li>\n<\/ul>\n\n\n\n<p>Dalam konteks bisnis, terutama B2B (business-to-business), konsep rekber dapat membantu menjaga kepercayaan antara perusahaan yang baru memulai kerja sama.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-rekber-dalam-dunia-bisnis-digital\"><strong>Rekber dalam Dunia Bisnis Digital<\/strong><\/h2>\n\n\n\n<p>Kini, sistem rekber tidak hanya digunakan oleh individu tetapi juga oleh perusahaan yang melakukan transaksi digital besar. Misalnya, perusahaan distribusi, reseller, atau penyedia jasa digital bisa menggunakan sistem rekber untuk memastikan pembayaran dan pengiriman berjalan transparan.<\/p>\n\n\n\n<p>Model ini juga menjadi cikal bakal berbagai solusi pembayaran terintegrasi yang kini digunakan dalam <em>payment gateway<\/em> dan sistem keuangan digital di Indonesia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integrasi-keuangan-lebih-mudah-dengan-billfazz\"><strong>Integrasi Keuangan Lebih Mudah dengan BillFazz<\/strong><\/h2>\n\n\n\n<p>Jika sistem rekber menjaga keamanan transaksi antar individu, maka BillFazz membantu perusahaan menyederhanakan pengelolaan transaksi keuangan dalam skala besar. Dengan satu integrasi API, bisnis dapat mengakses lebih dari 2.000 produk digital dan layanan keuangan, mulai dari pulsa, paket data, pembayaran tagihan, hingga top-up e-wallet.<\/p>\n\n\n\n<p>Melalui BillFazz, perusahaan tidak perlu repot bekerja sama dengan banyak penyedia layanan secara terpisah. Seluruh transaksi dapat dilakukan dalam satu sistem terpadu yang efisien, transparan, dan dapat dipantau secara real time.<\/p>\n\n\n\n<p>Selain itu, fitur pembayaran massal (bulk order) memungkinkan perusahaan mengelola banyak transaksi sekaligus untuk berbagai cabang atau outlet \u2014 solusi ideal bagi bisnis berskala besar yang membutuhkan efisiensi waktu dan tenaga.<\/p>\n\n\n\n<p>Di era digital, konsep rekber menjadi inspirasi bagi banyak sistem pembayaran modern, termasuk layanan agregasi dan API keuangan seperti BillFazz yang membantu perusahaan mengelola ribuan transaksi secara aman, efisien, dan otomatis. Pelajari lebih lanjut tentang solusi keuangan korporasi di<a href=\"https:\/\/fazz.com\/billfazz\/corporate?utm_source=chatgpt.com\"> BillFazz Corporate<\/a>.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rekening bersama atau disingkat rekber adalah sistem pembayaran yang digunakan untuk menjaga keamanan transaksi antara penjual dan pembeli, khususnya dalam transaksi online. Dalam sistem ini, uang dari pembeli tidak langsung diterima oleh penjual, melainkan dititipkan terlebih dahulu kepada pihak ketiga yang berperan sebagai penengah atau mediator. Setelah barang diterima oleh pembeli dan transaksi dinyatakan sah, [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":20959,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[615],"tags":[298,214,616,41,133],"class_list":["post-20958","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-billfazz","tag-articles","tag-bahasa","tag-billfazz","tag-fazz","tag-indonesia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.3 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa Itu Rekber dan Fungsinya dalam Bisnis Online<\/title>\n<meta name=\"description\" content=\"Pelajari pengertian rekber (rekening bersama), cara kerja, contoh, dan keamanannya dalam transaksi bisnis online.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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