1. We hereby agree to open a USD Account with XFERS PTE. LTD. (“XFERS”) and be bound by the Terms and Conditions of the USD Account.

2. We hereby agree to open a wallex account (“Wallex Account”) with Wallex Technologies Pte. Ltd. (“Wallex”) and further agree and accept the  Wallex’s Terms and Conditions, as amended from time to time. 

3. We hereby agree to open a currencycloud account (“CurrencyCloud Account”) with THE CURRENCYCLOUD LIMITED (“CurrencyCloud”) and further agree and accept the Currencycloud’s Terms, as amended from time to time. 

4. We hereby agree to open a singx account (“SingX Account”) with SINGX SINGAPORE PTE LTD (“SingX”) and further agree and accept the SingX’s Terms of Use, as amended from time to time. We hereby authorise XFERS to work with SingX, a regulated cross-border payment company (license number PS20200369), on our behalf to execute transactions such as payment and FX conversion, including negotiating related commercial terms. 

5. We hereby authorise XFERS to do all things necessary or desirable in connection with the Wallex Account, CurrencyCloud Account and/or SingX Account (“Accounts”) including but not limited to providing any know-your-customer or know-your-business documents including any other information necessary for onboarding and on-going transactional monitoring purposes, operating and/or transacting the Accounts on our behalf in accordance with our instructions and giving instructions to Wallex, CurrencyCloud and/or SingX as the case may be and to generally do all such things as XFERS deems necessary or expedient for all of the foregoing purposes on our behalf.